Claim Type: Hurricane Damage

Does Your Home Insurance Policy Cover Hurricane Damage?

Understanding How to Handle A

Hurricane Damage Insurance Claim

When a hurricane strikes and damages your home, learning how insurance claims differ can save you more time and hassle in the long run.. Here are a few tips you should know…

1. File a Home Insurance Claim

To begin the process of filing a claim, you will need to collect several items: your policy and contact information for your insurance agent.

2. Document Losses

Following a natural disaster, documenting the damage is critical to proving that your insurance needs to pay for what was lost.

3. Meet With the Adjuster

Document everything during your meeting with the adjuster. When dealing with the insurance company after a hurricane, you should start by discussing premiums and deductibles.

Why Choose All Florida Claims Advisors?

Our experience handling home claims on a 100% contingency basis can provide relief and peace of mind. First-class customer care is our passion and what we do best!

We Save You Time

A.F.C.A offers a seamless process that helps you effectively settle property claims after an incident.

We Lower Your Stress

Our team has succeeded in helping thousands of policy-holders collect settlements for their disaster claims.

We Work For You

Learn how A.F.C.A can help you with your insurance needs for less and review your claim for free!

Is My Home Covered Against Hurricane Damage?

If you’ve recently been affected by hurricane damage, it can be frustrating and painful to have insurance companies drag their feet on the claims process. Unfortunately, homeowners insurance does not cover surge or flood damage from hurricanes.

In order to make sure your home is fully protected after a tropical storm or hurricane passes through, you’ll need to purchase flood insurance or add supplemental coverage to your policy.

All Florida Claims Advisors help to guide homeowners through the process of filing a claim for hurricane damage as well as any attempts to restore their home.

How Does Hurricane Deductibles Work In Homeowners Insurance?

Most people are familiar with the concept of deductibles, which are usually set by your insurance company. When you make a claim, you pay out the deductible amount and then they’ll reimburse you for your damaged property.

However, if your policy has a hurricane deductible and you’re hit by the storm with winds that damage your home, you might have to pay out that separate deductible before getting reimbursed for any claims.

All Florida Claims Advisors is here to make the process as easy as possible for you by taking care of all the leg work for you so that you don’t have to spend any more time than necessary filing your hurricane damage insurance claim.

Financial problem is a very serious problem

How to File a Hurricane Damage Insurance Claim?

If your home has been damaged by a hurricane, then you’ll need to file an insurance claim. The first step is to get in touch with the insurer that sold you the homeowners policy and have them assign a loss adjuster who will assess the damages and submit a price estimate for review.

Fighting a hurricane insurance claim can be a long process, which is why it’s important that you are well prepared. If your insurer denies your claim or the compensation seems too low, you may want to seek assistance from a public adjuster like All Florida Claims Advisors who will represent you for the claim and prove all damages.

Need Help With Your Claim?

Public Adjusters can help you get the maximum settlement you are entitled to in your insurance claim. Take our quick survey to calculate how we can maximize your claim!